Ibimina

Ku kimina icyo ari cyo cyose, cyanditswe cyangwa kitanditswe. Muzigame uko mubishaka, mucunge ingoboka n'inguzanyo, kandi mutegure igabanywa ry'umwaka mu minota mike.

Tangira igerageza ku buntu Vugana natwe

Ntuzi neza icyo muri cyo? Kora isuzuma ry'umunota umwe

Mugabane inyungu mu minota, aho kuba iminsi.

Ibyo ibimina bibona

Urugero: abanyeshuri, abakorana ku kazi, abaturanyi n'abafite amazu mu gace kamwe, amatsinda yo mu itorero n'ay'abize hamwe, amatsinda y'abagore n'ay'urubyiruko, imiryango n'inshuti.

Ibituma amafaranga aba ukuri gusa. Ibindi byose ni ku bushake. Komite, inama, igenzura ry'inyongera n'impapuro biguma bifunze kugeza itsinda ryanyu ribifunguye.
Buri munsi, buri cyumweru, buri byumweru bibiri cyangwa buri kwezi. Ni mwe muhitamo. Mucunge ingoboka y'ubukwe, ikiriyo n'amafaranga y'ishuri.
Ubwoko bubiri bw'inguzanyo, nk'uko amatsinda asanzwe aguriza. Mu bwizigame bwawe, cyangwa hamwe n'abishingizi babyemeye.

Abantu babiri, buri gihe.
Umuyobozi umwe arandika, undi akemeza.
Mwanditswe cyangwa mutanditswe, mutangire uyu munsi.
Muzongeraho SITATI n'icyemezo cyanyu igihe muzaba mubifite.
Murateganya kuba koperative?
e-Mali ishyigikira byombi, bityo igihe muzaba mwiteguye ntimuzongera gutangirira ku busa. Tubiganireho

Uko wandikisha ikimina

Buri munyamuryango ashobora kureba amafaranga ye.

Abanyamuryango binjira bakoresheje nimero ya telefoni na PIN. Babona ubwizigame bwabo, imigabane, inguzanyo n'inyungu, kandi bashobora kohereza ubwishyu bufite ifoto y'inyemezabwishyu.

Tangira igerageza ku buntu

Ibibazo bya buri munsi by'itsinda rikoresha ikaye.

Amakoperative n'ibimina byinshi biracyakoresha amakaye, Excel n'isanduku. Dore ibibazo biterwa n'ibyo, n'icyo e-Mali ihindura.

Inyandiko n'icyizere

Inyandiko zanyu zirarinzwe, n'iyo ikaye yabura. Imvura, umuriro cyangwa igikapu cyabuze bishobora gusiba inyandiko z'imyaka myinshi. Muri e-Mali zibikwa kuri interineti, aho kubikwa mu gikapu cy'umuntu umwe.
Menya ubwizigame bwawe igihe cyose, si ku munsi w'inama gusa. Abanyamuryango bireba ubwizigame n'inguzanyo zabo kuri telefone, aho kubaza umwanditsi bakizera ibyo ababwiye.
Nta "Narishyuye ariko ntibyanditswe" ukundi. Buri bwishyu buherekezwa n'icyemezo cyabwo kandi bukagenzurwa n'undi muyobozi, bityo nta mpaka zibaho.
Abayobozi barahinduka. Inyandiko zigumaho. Iyo umubitsi agiye mu rugendo, arwaye cyangwa avuye ku mwanya, umusimbuye akomereza aho yari ageze.

Amafaranga n'imibare

Buri faranga ribarwa neza, buri gihe. Inyungu, amande n'imisanzu bibarwa mu buryo bwikora, bityo igiteranyo ntigishingira ku mibare y'umuntu.
Buri nguzanyo n'ubwishyu bwatinze ubibona ako kanya. Reba uwagurijwe, ibisigaye kwishyurwa n'uwatinze, utabanje gushakisha mu mpapuro.
Gusoza umwaka mu minota, aho kuba ibyumweru. Inyungu z'abanyamigabane muri koperative n'igabana mu kimina bibarwa bivuye mu nyandiko, kandi buri munyamuryango akabona uko byakozwe.
Wishyuye kuri MoMo? Biranditswe. Ubutumwa bwa MoMo cyangwa inyemezabwishyu ya banki bifatanywa n'ubwishyu, bityo bukandikwa ku munyamuryango nyawe.

Inama n'imirimo y'ubuyobozi

Inama ni izo gufata ibyemezo, si izo kubara. Ubwishyu bwandikwa uko bugeze, bityo nta muntu utegereza ku murongo ngo umwanditsi cyangwa umucungamari yandike.
Abanyamuryango, imigabane, ubwizigame n'inguzanyo ahantu hamwe. Igitabo kimwe cy'abanyamuryango aho kuba intonde zitandukanye zitajya zihura.
Impapuro nke ku bayobozi batuma itsinda rikomeza. Abayobozi batanga igihe cyabo ku buntu. e-Mali ibakorera kwandika no guteranya.
Inyandiko-mvugo z'Inteko Rusange ntizizongera kubura. Inama, umubare wa ngombwa, inyandiko-mvugo zasinyweho n'ibyemezo bifite nimero bibikwa hamwe n'ibitabo by'ibaruramari.

Ku banyamuryango n'abafatanyabikorwa

Mu Kinyarwanda, kuri telefone yawe. Abanyamuryango binjira bakoresheje nimero ya telefone na PIN, bakabona imibare yabo mu rurimi rwabo.
Inyandiko zikwiye kwerekwa SACCO cyangwa banki. Erekana amateka asobanutse y'ubwizigame n'ubwishyu igihe itsinda risaba inguzanyo.
Raporo ziteguye igihe RCA cyangwa Umurenge bizisabye. Reba ibyo RCA isaba n'igihe ntarengwa, kandi ubone raporo ziva mu nyandiko ubwazo, muri PDF cyangwa Excel.

Ibibazo amatsinda atubaza

Twakwandikisha dute ikimina cyacu?

Kuri interineti, ku rubuga IBIMINA rwa MINECOFIN (ibimina.minecofin.gov.rw). Fungura konti ukoresheje indangamuntu cyangwa pasiporo, wandike amakuru y'ikimina, abanyamuryango, abayobozi n'imisanzu, ushyiremo sitati n'inyandikomvugo y'inama y'ishingwa, maze wohereze. Nyuma yo kwemezwa, umurenge mukoreramo utanga icyemezo.

e-Mali ni iy'amatsinda yo mu byaro gusa?

Oya. e-Mali ikorera itsinda ryose rizigama, riguriza cyangwa rigabana inyungu, i Kigali cyangwa ahandi hose mu gihugu. Ibimina by'abanyeshuri, iby'abakorana ku kazi, iby'abaturanyi, iby'amatorero n'iby'abize hamwe birayikoresha, kimwe n'amakoperative y'abamotari, abanyabukorikori, abacuruzi n'abahinzi. Abanyamuryango bakenera telefoni gusa kugira ngo barebe amafaranga yabo.

Dukeneye abanyamuryango bangahe kugira ngo twandikishe ikimina?

Nibura 5, buri wese afite indangamuntu cyangwa pasiporo yemewe.

Itsinda ryacu rigomba kubanza kwandikwa?

Oya. Koperative cyangwa ikimina icyo ari cyo cyose gishobora gutangira ako kanya. Nimwiyandikisha nyuma, inyandiko zanyu zizaba ziri ku murongo.

Abanyamuryango banjye bakeneye telefoni zigezweho?

Oya. Abayobozi bashobora kwandika byose. Abanyamuryango bafite telefoni bashobora kwinjira bakareba amafaranga yabo, bakoresheje PIN cyangwa kode imwe.

Koperative n'ikimina bitandukaniye he?

Koperative ni ikigo cy'ubucuruzi gitunzwe n'abanyamuryango bacyo, cyanditswe muri RCA, kandi kigomba kugira ibitabo by'ibaruramari byuzuye. Ikimina ni itsinda ryo kuzigama: abanyamuryango batanga imisanzu ku gihe cyagenwe, akenshi bakagurizanya, kandi bakagabana ku musozo w'igihe. Ibimina byandikishwa mu murenge binyuze ku rubuga IBIMINA rwa MINECOFIN. e-Mali ikorera byombi.

Mwiteguye kubona imari y'itsinda ryanyu neza?

Fungura koperative cyangwa ikimina cyanyu uyu munsi. Tuzabafasha kwinjiza inyandiko zanyu no gutangiza itsinda ryanyu.

Tangira igerageza ku buntu Vugana natwe